Sanima Reliance Life Insurance

Bonus Rates

Bonus rates of former Sanima Life Insurance Limited

FY 2074/75 (2017/18)
Plan / Term 5 to 9 10 to 14 15 to 19 20 to 24 25 & above
Endowment and Whole Life policy 35 35 40 45 65
Endowment (Single) 35 35 40 45 65
Limited Payment End 70 70 70 70
Triple 35 40 45 65
Joint 35 35 40 45 65
Money Back Policy 35 40 45
Child Endowment 65 65 65

FY 2075/76 (2018/19)
Plan / Term 5 to 9 10 to 14 15 to 19 20 to 24 25 & above
Endowment and Whole Life policy (Single & Limited) 35 35 40 45 65
Endowment (Single) 35 35 40 45 65
Limited Payment End 70 70 70 70
Triple 20 20 25 30
Joint 20 25 30
Money Back Policy 35 40 45
Annual Money Back Policy 12 15
Child Endowment 65 65 65

FY 2076/77 (2019/20)
Plan / Term 5 to 9 10 to 14 15 to 19 20 to 24 25 & above
Endowment and Whole Life policy (Single & Limited) 35 35 42 47 70
Endowment Policy 35 35 40 47 70
Single payment Endowment 35 35 40 45 65
Limited Payment Endowment 70 70 70 70
Triple 20 20 25 30
Joint 20 25 30
Money Back Policy 35 40 45
Annual Money Back Policy 20 23
Child Endowment 65 65 65

FY 2077/78 (2020/21)
Plan / Term 5 to 9 10 to 14 15 to 19 20 to 24 25 & above
Endowment and Whole Life policy (Single & Limited) 35 35 39 44 70
Endowment Policy 35 35 40 45 70
Single payment Endowment 35 35 38 43 65
Triple 20 20 25 30
Joint 20 25 30
Money Back Policy 32 37 42
Annual Money Back Policy 19 21

FY 2078/79 (2021/22)
Plan / Term 5 to 9 10 to 14 15 to 19 20 to 24 25 & above
Endowment and Whole Life policy (Single & Limited) 35 35 40 45 70
Endowment Policy 35 35 40 45 70
Single payment Endowment 35 35 38 43 65
Triple 20 20 25 30
Joint 20 25 30
Money Back Policy 32 37 42
Annual Money Back Policy 19 21

Bonus rates of former Reliance Life Insurance Limited

FY 2074/75 (2017/18)
Plan / Term 5 to 9 10 to 14 15 to 19 20 to 24 25 & above
Endowment policy 35 35 40 50 70
Endowment and whole life policy 35 35 40 50 70
Money Back Policy 40 50

FY 2075/76 (2018/19)
Plan / Term 5 to 9 10 to 14 15 to 19 20 to 24 25 & above
Endowment policy 35 35 40 50 70
Endowment and whole life policy 35 35 40 50 70
Money Back Policy 45 50
Annual Money Back Policy 20 20 20 25 25

FY 2076/77 (2019/20)
Plan / Term 5 to 9 10 to 14 15 to 19 20 to 24 25 & above
Endowment Assurance 30 32 35 45 60
Endowment and Cum whole life Assurance 30 35 40 45 60
Money Back Assurance 41 45
Annual Money Back Assurance (Regular) 24 24 24 24 24
Annual Money Back Assurance (Single) 54 54 54 54 54
Group Endowment 19 19 19 19 19

FY 2077/78 (2020/21)
Plan / Term 5 to 9 10 to 14 15 to 19 20 to 24 25 & above
Fixed Deposit Protection Plan – Regular Premium 24 24 24 24 24
Fixed Deposit Protection Plan – SP I & II 54 54 54 54 54
15 Year Money Back Assurance Policy 41
20 Year Money Back Assurance Policy 45
Group Endowment Assurance Policy 19 19 19 19 19
Endowment Assurance Cum Whole Life Policy 30 35 40 45 60
Child Assurance Plan 30 32 35 45 75
Endowment Assurance Policy 30 32 35 45 75
Endowment Assurance Policy (Single Premium) 30 32 35 45 75
Limited Endowment Assurance Policy 40 42 52 65
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