Expenses like food and child education don’t stop when a disability happens. You also face additional medical expenses during those times. Due to your inability to earn during this period, your finances can be put under strain. Sanima Reliance Life Insurance protection against disability ensures you have a source of funds during such times of difficulty. As your earning capacity is affected, insurance premiums during these periods are also waived.

These can only be bought as an add-on with another plan and provides coverage for Partial Permanent Disability (PPD), Total Permanent Disability (TPD), and Premium Waiver Benefit (PWB).